Fast and easy process — Start factoring services with Modesto Factors by completing our quick three minute application. Apply now and we will let you know if you are approved within 24 hours.

Receive cash for your invoices in one day or less — Don't wait days, weeks, months or even longer to be paid for your invoices. Increase your cash flow and encourage business growth by factoring your invoices with Modesto Factors in one business day or less.

Add capital to your business that is not a loan. With factoring from Modesto Factors we will advance you up to 96% of the face amount of your invoices in cash, then we collect on the invoice. There are no loans to pay back, no closing costs, no origination fees, no interest, and no long-term commitments required.

Increase marketing efforts — Use the increased cash flow from factoring to increase the advertising and marketing of your business and benefit from more revenue for expansion or growth.

Consistent and reliable weekly cash flow — Factoring with Modesto Factors provides you with more working capital and the capacity to save for emergency funds. You always have a place to get quick and easy cash from your outstanding invoices and accounts receivable with Modesto Factors.

Decrease the stress involved with a lack of cash. Factoring from Modesto Factors offers an inexpensive financial tool to meet business obligations and ease cash flow pressure caused by slow paying customers.

Cut collection costs — There's no need to pay a collection manager when you factor with Modesto Factors. We factor your invoices and take care of collections, so your employees can devote their time to growing your business and helping your customers.

Gain more business with better terms — With factoring from Modesto Factors, you benefit from better cash flow and have more flexibility to work out better terms and deals with new and existing customers, allowing you to expand your customer base and grow your business.

Funding is based on the financial strength of your customers. Factoring is based on the financial strength and stability of your customers and not your personal FICO score or business credit score. Even if your company is in a challenged financial situation, you can still use Modesto Factors's factoring services to overcome cash flow difficulties.

Concentrate on your business, NOT on collecting invoices — Spend less of your time worrying about invoices and focus on what you do best - running your company. With factoring from Modesto Factors you receive immediate cash for factoring your accounts receivable, and we take on the risk and stress of collecting on invoices.

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